Ratnadiwakara, Dimuthu, and Buvaneshwaran Venugopal. "Climate risk perceptions and
demand for flood insurance." Financial Management 52.2 (2023): 297-331.
Ratnadiwakara, Dimuthu, and Vijay Yerramilli. "Do Sunk Costs Affect Prices in the Housing Market?." Management Science 68.12 (2022): 9061-9081.
Ratnadiwakara, Dimuthu. "Flooded social connections." The Quarterly Journal of Finance 11.04 (2021): 2150018.
Ratnadiwakara, Dimuthu. "Collateral value and strategic default: Evidence from auto loans." Journal of Financial Services Research 59.3 (2021): 209-240.
Ratnadiwakara, Dimuthu, and Buvaneshwaran Venugopal. "Do Areas Affected by Flood Disasters Attract Lower-Income and Less Creditworthy Homeowners?." Journal of Housing Research 29.sup1 (2020): S121-S143.
Dombrowski, Timothy, et al. "Deductible Choice in Flood Insurance: Who Chooses the Maximum?." Journal of Housing Research 29.sup1 (2020): S144-S169.
Narayanan, Rajesh P., et al. "Demographic, jurisdictional, and spatial effects on social distancing in the United States during the COVID-19 pandemic." Plos one 15.9 (2020): e0239572.
Teaching Interests: Financial Analytics, Empirical Methods, Fintech
Research Interests: Fintech, Household Finance, Banking, Real Estate Finance
2023: Federal Reserve Bank of Philadelphia - New Perspectives on Consumer Behavior
in Credit and Payments Markets, OCC Emerging Risks in the Banking System Conference,
Louisiana State University, University of Central Florida
2022: 11th FDIC Consumer Research Symposium, 2022 GSU-RFS Fintech Conference, Louisiana State University, 5th Annual IMF Macro-Financial Research Conference, 4th Future of Financial Information Conference, 2022 FIRS Conference, NBER Summer Institute - Big Data and High-Performance Computing for Financial Economics, Northern Finance Association, Financial innovation: A threat to financial stability conference at Federal Reserve Bank of Atlanta, FHFA Econ Summit, 6th CFPB Research Conference
2021: American Economic Association (Poster), Behavioural Finance Working Group 2021, Asian Bureau of Finance and Economic Research 8th Annual Conference 2021, CEPR Household Finance Seminar Series, World Finance Conference, Louisiana State University, 15th North American Meeting of the Urban Economics Association, Financial Management Association, University of Houston, The University of Texas at El Paso, Wilfrid Laurier University
2020: Midwest Finance Association 2020 Annual Meeting, UAB Personal Finance Symposium 2020, Urban Economic Association 2020, 2020 Boulder Summer Conference on Consumer Financial Decision Making (Poster), Louisiana State University, Tulane University, Financial Management Association 2020 Annual Meeting**, Western Economic Association Annual Conference 2020, UZH Young Researcher Workshop on Climate Finance, University of Houston*
2019: SFS Cavalcade 2019, AREUEA 2019 Annual Meetings, AFA Ph.D. Poster Session 2019, American Economic Association 2019 (Poster Session), Midwest Finance Association 2019 Annual Meeting, Financial Management Association 2019 Annual Meeting, University of Houston, CEAR/MRIC Behavioral Insurance Workshop 2019, University of Central Florida*
2018: Midwest Finance Association 2018 Annual Meeting, Financial Management Association 2018 Annual Meeting, FMA Doctoral Student Consortium 2018, Louisiana State University, University of Sydney, Cornerstone Research, Boulder Summer Conference 2018 (Poster Session), ARES 2018, University of Houston
2017: FMA 2017, IBEFA Summer Meeting 2017*, SWFA 2017, University of Houston