Magnolia Open Access Plan (PPO)

Administered by Blue Cross Blue Shield


Upcoming Clinics for 2018 premium discount can be found here.


The Magnolia Open Access Plan offers coverage both inside and outside of Blue Cross’s nationwide network. It differs from the other Magnolia plans in that members enrolled in the open access plan will not pay co-payments at physician visits. Instead, once a member’s deductible for allowable charges is met, he or she will pay 10% of the allowable amount for in-network care and 30% of the allowable amount for out-of-network care. Out-of-network care may be balance billed.

Though the premiums for the open access plan are higher than OGB’s other plans, its moderate deductibles combined with a nationwide network make it an attractive plan for members who live out of state or travel regularly.

magnolia open access


At times you may have to pay out of pocket for medical services or for prescriptions, particularly if you have received services from a non-network provider. In the event that you do pay out of pocket for services, you can be reimbursed for these services. You will need to complete and submit a claim form and a copy of the invoice to the appropriate carrier. You may submit a claim form (see side bar) along with a copy of the invoice to your health insurance carrier. BCBS will then reimburse you according to the plan's guidelines.

Magnolia Open Access

Customer Service: 1-800-392-4089



Forms & Resources



*Benefits and Dependents can only be changed during Annual Enrollment or due to a qualifying event. 

Medical premiums for active employees

medical premiums for retired employees

2017 summary of benefits

schedule of benefits

search for providers, doctors and hospitals

medical claim form

prescription claim form